Public Holiday: The Mutual Bank Branches and Contact Centre will be closed for the King’s Birthday Public Holiday on 9 June 2025. Scheduled payments will be made in advance on 7 June.



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Business Maximiser

Earn interest with flexible and convenient access to funds.

Looking for a business account to manage day to day transactions and earn interest? Talk to us about our Business Maximiser account to benefit from earning interest with flexible and convenient access to funds.

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How much interest would I earn?

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Interest Rates:

Business Maximiser Account Interest Rates
Up to $10,000 0.00% p.a.
$10,000 and over 1.50% p.a.  
$20,000 and over 1.50% p.a.  
$50,000 and over 1.50% p.a.  
$100,000 and over 1.55% p.a.  
$500,000 and over 1.65% p.a.
$1,000,000 and over 1.65% p.a.

 

Product Features:

Business Banking
Minimum opening balance : $0
Monthly account-keeping fee : $10
Mutual Visa Debit Card : Available
Internet banking : Yes
The Mutual App : Yes
Mutual alerts : Yes
Interest : Calculated daily, paid quarterly
Payroll processing : Available, via internet banking
Statement frequency : Monthly
Overdraft facility : Available upon application

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Term Deposit

Earn a higher rate of interest on your savings with a Term Deposit. 

Our offerings

Learn more about The Mutual

Important Information

We have not considered your objectives, financial situation, or needs. You should consider these things, along with the Product Disclosure Statement and our product Target Market Determinations before making any decision to acquire a product.

  • 1 Interest is calculated by applying the daily percentage rate applicable to the daily balance as set out to the entire balance and paid 3 monthly on 31st March, 30th June, 30th September and 31st December.
  • 2 Eligibility criteria, conditions, fees and charges apply to all loans. Full terms and conditions are available on application.

    

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Any advice or information on this site does not take into account your personal objectives, financial situation, or needs and you should consider whether it is appropriate for you. Please review our Product Disclosure Statement, Target Market Determinations, Terms and Conditions, Financial Services Guide, and Credit Guide before deciding to acquire a product.

Eligibility and lending criteria, conditions, fees, and charges apply to all loans. Interest rates, fees, and charges may change without notice. Information is current as at date of appearance and is subject to change. We use reasonable efforts to provide accurate and up to date information. However, mistakes may still occur from time to time and we cannot guarantee that this website is free from any errors, inaccuracies or omissions. Maitland Mutual Limited trading as The Mutual Bank ABN 94 087 651 983 AFSL/Australian credit licence 238139.

The Mutual Bank acknowledges the Traditional Custodians of Country across Australia and recognises their continuing connection to lands, waters and communities. We pay our respects to Aboriginal and Torres Strait Islander cultures and to Elders past and present.