Public Holiday: The Mutual Bank Branches and Contact Centre will be closed for the King’s Birthday Public Holiday on 9 June 2025. Scheduled payments will be made in advance on 7 June.



Log on

Mutual Visa Credit Card & Personal Loan Interest Rates

  • Home
  • Help & Support
  • Tools & Services
  • Interest Rates
  • Mutual Visa Credit Card & Personal Loan Interest Rates

Mutual Visa Credit Card

Effective Date: 29 November 2023

Credit Card Interest Rate
Purchases 12.49% p.a.  
Balance Transfers 12.49% p.a.
Cash Advances 12.49% p.a.

 

 

Personal Loans

Effective Date: 17 November 2023

Car Loans Interest Rate Comparison Rate
New Car Fixed from 7.99% p.a. 8.27% p.a.
Used Car Fixed from 8.99% p.a. 9.28% p.a.

 

Personal Loans Interest Rate Comparison Rate
Secured Fixed from 8.49% p.a. 8.78% p.a.
Unsecured Fixed from 12.49% p.a. 12.79% p.a.

Talk to us...

Learn more about The Mutual

Important Information

Eligibility criteria, conditions, fees and charges apply to all loans. All loans are subject to The Mutual Bank’s lending guidelines. Full details of Terms and Conditions are available on application. Fees and charges may apply.

All interest rates quoted are fixed for the term of the loan.
Each of the above comparison rates is calculated on the basis that the loan repayments made at monthly intervals. Comparison Rate is calculated on a loan amount of $30,000 for a term of 5 years.

  • 1 The interest rate offered to you will be personalised depending on our credit assessment of your financial situation. The interest rate shown is the minimum interest rate that may be applicable.
  • 2 Comparison rate is based on a secured loan of $30,000 over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

    

Home | Privacy Policy | Important Documents | CDR Policy | Contact Us | Lost or Stolen Cards | Website Terms of Use | Whistleblower Policy

Any advice or information on this site does not take into account your personal objectives, financial situation, or needs and you should consider whether it is appropriate for you. Please review our Product Disclosure Statement, Target Market Determinations, Terms and Conditions, Financial Services Guide, and Credit Guide before deciding to acquire a product.

Eligibility and lending criteria, conditions, fees, and charges apply to all loans. Interest rates, fees, and charges may change without notice. Information is current as at date of appearance and is subject to change. We use reasonable efforts to provide accurate and up to date information. However, mistakes may still occur from time to time and we cannot guarantee that this website is free from any errors, inaccuracies or omissions. Maitland Mutual Limited trading as The Mutual Bank ABN 94 087 651 983 AFSL/Australian credit licence 238139.

The Mutual Bank acknowledges the Traditional Custodians of Country across Australia and recognises their continuing connection to lands, waters and communities. We pay our respects to Aboriginal and Torres Strait Islander cultures and to Elders past and present.